Kawalan Penyakit Wabak Berjangkit: Satu Tinjauan Terhadap Takaful Mikro Berasaskan Zakat

[Infectious Plague Control: A Survey On Zakat-Based Micro Takaful]

Authors

  • Hussein ‘Azeemi Abdullah Thaidi Universiti Sains Islam Malaysia
  • Ahmad Zaki Salleh Universiti Sains Islam Malaysia
  • Muhamad Firdaus Ab Rahman Universiti Sains Islam Malaysia
  • Azman Ab Rahman Universiti Sains Islam Malaysia
  • Irwan Mohd Subri Universiti Sains Islam Malaysia

DOI:

https://doi.org/10.33102/uij.vol33no3.437

Keywords:

Takaful mikro, zakat, penyakit berjangkit, COVID-19., populasi miskin

Abstract

Fenomena penyakit berjangkit antara faktor yang merencatkan kestabilan sosioekonomi sesebuah masyarakat khususnya populasi miskin. Ia disebabkan aktiviti perekonomian yang terbatas, kos perubatan yang meningkat dan akses fasiliti kesihatan yang terhad. Takaful mikro merupakan antara instrumen kewangan Islam yang menawarkan skim perlindungan kesihatan kepada populasi ini. Walau bagaimanapun, operasi takaful mikro dikatakan mempunyai beberapa isu, antara yang utamanya ialah permasalahan kewangan. Sungguhpun secara teoritikalnya, zakat sering dikaitkan sebagai sumber dana alternatif untuk operasi takaful, namun dari sudut praktikalnya idea ini masih samar. Kajian ini bertujuan untuk meneroka potensi, isu serta cabaran takaful mikro sebagai instrumen perlindungan kesihatan bagi kawalan penyakit berjangkit, khususnya dalam kalangan populasi miskin. Metode kajian kepustakaan dan dokumentasi digunakan untuk mendapatkan data. Bagi tujuan analisis, kaedah analisis kandungan, diskriptif, induktif dan deduktif digunakan secara konsisten. Hasil kajian mendapati bahawa takaful mikro adalah relevan untuk menghadapi wabak penyakit berjangkit. Beberapa prospek dan cabaran bagi penggunaan zakat dalam operasi takaful mikro turut dikenalpasti. Kajian ini sesuai dijadikan rujukan bagi institusi takaful mikro, zakat dan agensi lainnya yang terlibat dalam pemerkasaan golongan miskin dalam rangka untuk menambahbaik aspek kesihatan mereka.

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Author Biographies

Hussein ‘Azeemi Abdullah Thaidi, Universiti Sains Islam Malaysia

Fakulti Syariah dan Undang-Undang, Universiti Sains Islam Malaysia, Bandar Baru Nilai 71800 Nilai Negeri Sembilan, Malaysia

Ahmad Zaki Salleh, Universiti Sains Islam Malaysia

Fakulti Syariah dan Undang-Undang, Universiti Sains Islam Malaysia, Bandar Baru Nilai 71800 Nilai Negeri Sembilan, Malaysia

Muhamad Firdaus Ab Rahman , Universiti Sains Islam Malaysia

Fakulti Syariah dan Undang-Undang, Universiti Sains Islam Malaysia, Bandar Baru Nilai 71800 Nilai Negeri Sembilan, Malaysia

Azman Ab Rahman, Universiti Sains Islam Malaysia

Fakulti Syariah dan Undang-Undang, Universiti Sains Islam Malaysia, Bandar Baru Nilai 71800 Nilai Negeri Sembilan, Malaysia

Irwan Mohd Subri, Universiti Sains Islam Malaysia

Institute of Fatwa and Halal, Universiti Sains Islam Malaysia

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Published

2021-12-30
CITATION
DOI: 10.33102/uij.vol33no3.437
Published: 2021-12-30

How to Cite

Hussein ‘Azeemi Abdullah Thaidi, Salleh, A. Z., Muhamad Firdaus Ab Rahman, Azman Ab Rahman, & Mohd Subri, I. (2021). Kawalan Penyakit Wabak Berjangkit: Satu Tinjauan Terhadap Takaful Mikro Berasaskan Zakat: [Infectious Plague Control: A Survey On Zakat-Based Micro Takaful]. Ulum Islamiyyah, 33(3), 105-117. https://doi.org/10.33102/uij.vol33no3.437

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